Platform
Why Centric?
In a world where speed, intelligence, and adaptability define winners, Centric gives you the ability to turn ideas into action—without code, delays, or complexity.
EXPLORE THE PLATFORM
Data Management
Bring your data to life. Instantly.
Data Exploration and Transformation
From raw data to ready insights.
AI Workflow Manager
Orchestrate AI across your business.
Modeling
Build smarter models
Business Insights
See what’s working. Improve what matters.
Deployment Center
Deploy AI in minutes. Not months.
BOOK A DEMO
We help you explore the possibilities of AI and co-create AI solutions tailored to your specific needs.
2 min
read
Date added:
May 30, 2025
Don’t BNPL (Buy Now, Pay Later) Your Way Into Trouble
SEE ALL
Industry
Why Financial Institutions Choose Centric?
Centric brings AI to the heart of financial services — fast, secure, and built for business teams to act with confidence, clarity, and speed.
EXPLORE FINANCIAL SERVICES
Lending
Credit scoring and eligibility prediction
Payments
Smart routing and reconsiliation
BNPL (Buy Now, Pay Later)
Repayment risk modeling
Remittance
Fraud detection and anomaly flagging
Microfinance Banking (MFB)
Alternate data-based credit scoring
Mobile Money
Transaction monitoring and anomaly detection
SEE ALL SOLUTIONS
Smarter financial decisions. Powered by AI.
Centric gives financial institutions the platform to predict risk, personalize experiences, and streamline operations—without building complex infrastructure.
BOOK A DEMO
Solutions
CEO & Executive Team
Lead with intelligence. Move with speed.
CTO & Engineering Teams
Empower teams. Scale intelligence.
Customer Experience & Support Teams
Deliver smarter service. Anticipate every need.
Lending & Risk Team
Smarter risk, better lending models.
Marketing Teams
Smarter marketing. Powered by AI.
Strategy Team
Make better decisions. At scale and speed.
Start Ups
Everything your startup needs to build smarter
SMBs
Make smarter moves. Faster.
Growth Stage Companies
Scale with intelligence. Operate with speed.
Resources
All Resources
Access all our materials in one place.
Blog Posts
Stay updated with the latest insights and trends.
White Papers
In-depth research and expert analysis on key topics.
Sign up to our Newsletter
Blog Posts
2 min
read
Date added:
May 30, 2025
Don’t BNPL (Buy Now, Pay Later) Your Way Into Trouble
SEE ALL
White Papers
5.2 MB
6
Pages
Date added:
May 30, 2025
When AI Touches Everything: The AI Framework to unlock growth across the Business
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Book a Demo
Blog Posts
From optimizing operations to driving innovation, discover strategies and insights to help your business thrive in the age of artificial intelligence
2 min
read
Date added:
May 30, 2025
Don’t BNPL (Buy Now, Pay Later) Your Way Into Trouble
Globally, up to 30% of BNPL users have missed at least one payment (CFPB, 2022). In Nigeria, informal BNPL users report late payment rates of ~25–35% (EFInA, 2023).
Others
2 min
read
Date added:
May 30, 2025
Don’t BNPL (Buy Now, Pay Later) Your Way Into Trouble
2 min
read
Date added:
May 30, 2025
Small Loans, Big Impact: AI Credit Scoring for the Unbanked
2 min
read
Date added:
May 30, 2025
AI in BNPL: Driving Personalization and Predictive Risk Assessment
2 min
read
Date added:
May 30, 2025
How AI is Revolutionizing Remittances in Emerging Markets
2 min
read
Date added:
May 30, 2025
Digital Wallets, Smarter Transactions: AI Trends for 2025
2 min
read
Date added:
May 30, 2025
Smarter Lending: AI's Role in the Future of Microfinance
3 min
read
Date added:
May 30, 2025
Smarter Payments with AI: What Every Fintech Needs to Know
3 min
read
Date added:
May 30, 2025
AI for Everyone: Closing the Gap on Accessibility
2 min
read
Date added:
May 30, 2025
The Future of AI in Credit Unions: Member-Centricity with Intelligence
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