Platform
Why Centric?
In a world where speed, intelligence, and adaptability define winners, Centric gives you the ability to turn ideas into action—without code, delays, or complexity.
EXPLORE THE PLATFORM
Data Management
Bring your data to life. Instantly.
Data Exploration and Transformation
From raw data to ready insights.
AI Workflow Manager
Orchestrate AI across your business.
Modeling
Build smarter models
Business Insights
See what’s working. Improve what matters.
Deployment Center
Deploy AI in minutes. Not months.
BOOK A DEMO
We help you explore the possibilities of AI and co-create AI solutions tailored to your specific needs.
2 min
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Date added:
May 30, 2025
Don’t BNPL (Buy Now, Pay Later) Your Way Into Trouble
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Industry
Why Financial Institutions Choose Centric?
Centric brings AI to the heart of financial services — fast, secure, and built for business teams to act with confidence, clarity, and speed.
EXPLORE FINANCIAL SERVICES
Lending
Credit scoring and eligibility prediction
Payments
Smart routing and reconsiliation
BNPL (Buy Now, Pay Later)
Repayment risk modeling
Remittance
Fraud detection and anomaly flagging
Microfinance Banking (MFB)
Alternate data-based credit scoring
Mobile Money
Transaction monitoring and anomaly detection
SEE ALL SOLUTIONS
Smarter financial decisions. Powered by AI.
Centric gives financial institutions the platform to predict risk, personalize experiences, and streamline operations—without building complex infrastructure.
BOOK A DEMO
Solutions
CEO & Executive Team
Lead with intelligence. Move with speed.
CTO & Engineering Teams
Empower teams. Scale intelligence.
Customer Experience & Support Teams
Deliver smarter service. Anticipate every need.
Lending & Risk Team
Smarter risk, better lending models.
Marketing Teams
Smarter marketing. Powered by AI.
Strategy Team
Make better decisions. At scale and speed.
Start Ups
Everything your startup needs to build smarter
SMBs
Make smarter moves. Faster.
Growth Stage Companies
Scale with intelligence. Operate with speed.
Resources
All Resources
Access all our materials in one place.
Blog Posts
Stay updated with the latest insights and trends.
White Papers
In-depth research and expert analysis on key topics.
Sign up to our Newsletter
Blog Posts
2 min
read
Date added:
May 30, 2025
Don’t BNPL (Buy Now, Pay Later) Your Way Into Trouble
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White Papers
5.2 MB
6
Pages
Date added:
May 30, 2025
When AI Touches Everything: The AI Framework to unlock growth across the Business
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Smarter financial decisions. Powered by AI.
Centric gives financial institutions the platform to predict risk, personalize experiences, and streamline operations—without building complex infrastructure.
Get Started Today
Why Financial Institutions Choose Centric
From fintech startups to regional banks to enterprise lenders, the pressure is on:
Make smarter credit decisions
Detect fraud faster
Personalize at scale
Improve operational efficiency
Centric brings AI to the heart of financial services—fast, secure, and built for business teams.
Use Cases Across the Financial Stack
Lending
Credit risk scoring using traditional and alternative data
Smart eligibility engines and risk-tiering automation
Delinquency prediction and early warning systems
Payments & Transactions
Real-time fraud detection and alerts
Transaction classification and insights
Intelligent reconciliation workflows
Customer Engagement
Churn prediction and retention triggers
Lead scoring and segmentation
Personalization of products, pricing, and messaging
Finance & Operations
Cash flow forecasting
Spend and variance analysis
Workflow automation for audits and approvals
See All Solutions
Here are some set models that you can play with
Pricing Model
Transaction Scoring
Cashflow Management
Operational Forecasting
Credit Risk Model
Personalised Payment
Tailored pricing strategies to maximize profitability, adapt to market demands, and enhance customer satisfaction.
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Assess transaction risk and reliability in real-time to make informed, data-driven decisions quickly.
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Gain full control over your financial flow with accurate tracking, forecasting, and timely adjustments.
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Predict and optimize your operations for success by leveraging historical data and trends for better planning.
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Effectively assess and manage credit risk to minimize exposure, protect against defaults, and improve lending decisions.
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Offer flexible, customized payment solutions that fit your customers’ needs, improving their experience and engagement.
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Why Centric Works for Financial Services
No-code platform with built-in use case templates
Governance and transparency for compliance-heavy teams
Real-time data processing and model deployment
Full model and data ownership
for internal teams
Integrates with your core systems (CRMs, ledgers, ticketing tools, etc.)
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